*Terms and Conditions - This promotion is only valid from 8 August 2014 to 30 September 2014. Successful Unit Trust subscriptions will NOT be charged with any upfront POEMS Sales charge during this promotion period. This promotion is only applicable to "Buy" orders submitted through POEMS (switching orders are not included in this promotion) and for all fund source(s). After 30 September 2014, the applicable POEMS sales charge will be re-instated. PSPL’s decision is final and binding. We reserve the right to amend the terms and conditions in this promotion without prior notice.